Risk, peril and hazard are all terms used in homeowners insurance. Catastrophe insurance is a type of homeowners coverage that can help you with emergency medical costs resulting from a named peril. For more information on catastrophe insurance, here are the basics:
How catastrophe insurance works
In most homeowners insurance policies, only specific hazards will be covered and may vary by policy or insurer. Catastrophe insurance is an optional addition, or rider, you can include in a homeowners policy to help cover health costs related to a disaster.
Know your insurance policy
Homeowners insurance protects your personal property against damage. It can also financially protect you and your household from unforeseen injuries caused by your own residence. However, only catastrophic insurance riders will provide broad coverage for emergency medical expenses.
It's crucial to know which hazards are included in your particular policy, and also the limits of your health insurance coverage. Injuries sustained in a natural disaster can make a difficult situation even worse. The more you can do to protect yourself and your finances, the better.
About the Author
Daniel Martin
Membership:
National Association of REALTORS (NAR)
Connecticut Association of REALTORS (CAR)
Bridgeport Board of Realtors
Valley Board of Realtors
Greater Fairfield County CMLS
Connecticut CTMLS
Education:
Principals and Procedures of Real Estate
Naugatuck Valley Community College
Connecticut School of Electronics
Housatonic Community College
Achievements:
Connecticut Magazine 5 Star Realtor 2014-2023
Top Producer
Top Listing Agent
Top Selling Agent
Professional Specialty:
My experience and expertise in the home selling and buying process gives my clients an advantage in any real estate market.
*First Time Home Buyers
*Single Family Homes
*Multi-Family Homes
*Land
*New Construction
*New Residential Developments
*Condominiums
*Downsizing
*Rentals
Personal:
Lifelong Connecticut Resident
Married with 2 Children, 3 Grandchildren
Musician
Golf Enthusiast
Areas Covered:
I specialize in Fairfield and New Haven Counties. *Shelton *Trumbull *Stratford *Bridgeport *Fairfield *Milford *Danbury Beacon Falls *Brookfield *Naugatuck Valley It doesn't stop there - I can also refer to anywhere in the world! Niche Marketing My background in customer service and technology gives me a step ahead of the competition. I use every available Marketing Resource to make your home stand out.
